Saturday, February 20, 2010

I am wanting to apply for a grant to buy house. Where do I start?

I am looking for a grant to by a house. I also need to get a grant to remodle the house because I have a gentic disorder that makes me short and I need to bring things to my level. Any idea?I am wanting to apply for a grant to buy house. Where do I start?
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm





';While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available.';





You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.





Even if you buy books on ';how to get grants'; or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.





Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.





Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneursI am wanting to apply for a grant to buy house. Where do I start?
Try the website gov.gov.





Peace and Good Luck.
I had no idea the government gave grants for housing, but apparently they do. Use the SEARCH bar and start with ';government grants';. Here's a site to get you started:
the government isnt going to buy you a house you need a mortgage loan from a bank.
Go to any Mortgage Originator firm , they will be able to tell you what they need and how long it will take. Most places require quotes for whatever remodelling you want to do.
You are obviously a woman. You need to go to the SBA website (small business association) they can help you get to the grant sites you seek. They have special programs just for women. Good luck to you.

No comments:

Post a Comment